At Annuity Gator, we don’t think you should have to stay in a product that is no longer fitting your needs. Many indexed annuities will actually allow you to track multiple indexes from a list of options. Use the form on our website and one of the AnnuityGator. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. The MYGA Plus is a multi-year guaranteed, single-premium deferred fixed annuity with an IndexLinked Option offered by Ibexis Life & Annuity Insurance. We look forward to assisting you. 0 Optional Income Benefit If you are seeking a guaranteed income for life, then the MyPath Ascend optional income benefit rider may be a viable choice for you. Learn More About Me. The Lifetime Income Benefit with the IAV rate of 5. With an indexed annuity, the return is based in large part on an underlying market index, such as the S&P 500. This means that the interest rate you choose will be guaranteed until the end of the initial guaranteed option period. We Investigate Annuities So You Don’t Have To. The representative also went into detail and explained to me the pros and cons of my annuity. The Annuity Gator’s End Take on the Athene Agility 7-Year Fixed Indexed Annuity Where it works the best: This annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in. The Annuity Gator’s End Take on the Thrivent Financial Security Plus MYGA Annuity Where it works best: This particular annuity will typically work the best if you are looking for: A short-term interest rate guarantee (in this case, the first two years) Safety of principal;The Annuity Gator’s End Take on the Fidelity & Guaranty FG Guarantee Platinum 3 MYGA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that the item or service may work quite well for some, and not-so-well for others. The Annuity Gator’s End Take on the MassMutual Stable Voyage Deferred Annuity Where it works the best: The MassMutual Stable Voyage Fixed Deferred Annuity, while not for everyone, could be a good option if you. While the fixed rate period is five years on all of these options, the rate can vary, typically being higher with the longer surrender periods. According to the Allianz Life 360 Annuity brochure, a surrender charge may also be assessed to you if you begin your income stream prior to the sixth contract year in which you have the annuity. For instance, this annuity can provide you with a personal pension-like income. Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime incomeIndexed annuities are a special type of insurance and income-producing financial vehicle. When you initially purchase an annuity, funds may be contributed in a number of ways, depending on whether the annuity is immediate or deferred. If you have been seeking more information about annuities online, you have. 10% to . Watch Our Client CASE STUDY Video: See How We Helped One Couple Retire 5 Years Early, With A Complete Retirement Strategy (Make sure your sound is turned on, also please wait up to 10 seconds for the video to load)Here at Annuity Gator, we provide you with annuity reviews that are thorough and independent – so we are objective about the information that we offer. 00%. Annuity Gator Has Helped Countless Clients All Around The Country Purchase An Annuity. ”. Annuity Basics. Annuity Gator Annuity Gator Reviews 350 • Excellent 4. Where it works best: For investors who have a longer time frame. The Annuity Gator’s End Take on the Upstream Life Secure Foundation Annuity Where this annuity could work best: Principal protection for a pre-set period of time – no matter what takes place in the stock market; Guaranteed lifetime income stream; Guaranteed interest rate protection (also for a specific period of time) The Annuity Gator’s End Take on the American Equity Guarantee 5 Multi-Year Guarantee Annuity Where this American Equity annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. The Annuity Gator’s End Take on the NAC North American Guarantee Choice 5 Annuity Where this annuity works best: If you are seeking protection of principal in any market condition; If you want a set rate of growth for a certain period of time, without the worry of losses in a volatile market The Annuity Gator’s End Take on Nationwide’s New Heights 10 Fixed Index Annuity. The Axiom II annuity product also charges an annual mortality and expense fee (M&E) of 1. Annuity Gator has 5 stars! Check out what 358 people have written so far, and share your own experience. In the case of the Polaris Platinum III, the rate is a generous 6% guaranteed annually. The Annuity Gator’s End Take on the Lincoln Financial Lifetime Income Edge Fixed Index Annuity Where it works best: The Lincoln Financial Lifetime Income Edge Fixed Index Annuity may be a viable option for you if you are looking for: Protection of your principal; The potential for higher growth; A lifetime stream of guaranteed income The Annuity Gator’s End Take on the AXA Retirement Cornerstone Variable Annuity Where it works best: If you are considering the AXA Retirement Cornerstone annuity, it may work best for those who want to be invested for market growth – and also want the opportunity to diversify funds – along with having the opportunity for retirement. Share Tweet Pin it Share. My name is William Seeley. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. The Annuity Gator’s End Take on the New York Life Guaranteed Period Income Annuity ll Where this annuity works best: For those who need income for a set period of time (such as to ensure that income will continue after retiring, but before starting Social Security benefits)So, if you’d like to learn more, please feel free to contact us directly and schedule a time to chat with an Annuity Gator retirement income specialist. A check was sent promptly and just as promptly, cancelled, due to “ wrong amount sent”. The company offers more than 100 in-depth company reviews, a free online quiz, and free consultations with no obligation. This rate is declared by the offering insurance company, and unlike a variable annuity or an indexed annuity, the return on a fixed index annuity is not tied to the performance of the stock market or an underlying market index like the S&P 500. Athene USA serves customers in all 50 of the United States. We. This, and other updated information, can also be obtained by reading page 164 of the prospectus, or by. At Annuity Gator, our mission is to educate consumers about how annuities work, and how they can provide you with the worry-free retirement you deserve. The Annuity Gator’s End Take on the North American Prizm Plus 14 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher. We have been doing this very well for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping. 0 Where it works the best: You may want to consider the Prudential HDLI v3. This is the place to go if you are looking for comprehensive and up-to-date information on the kinds of annuities sold to investors today. The Annuity Gator’s End Take on the Pacific Life Pacific Index Foundation Fixed Index Annuity Where it works best: The Pacific Index Foundation fixed indexed annuity could be a viable choice for you if you are seeking the following: Protection of your principal; The potential for higher growth than with a regular fixed annuity or CDThe Annuity Gator’s End Take on the Midland National Dynamic Choice 5 Year Annuity Where it works best: This particular annuity will typically work the best for those who are looking for the following benefits: A short-term interest rate guarantee – in this case, five years; Safety of principal; Guaranteed lifetime income in the futureThe Annuity Gator’s End Take on the Sentinel Security Life Guaranteed Income Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: Guaranteed lifetime income; Safety of principal; Slow and steady growth over time; Where it works the worst: This annuity may not be an ideal fit if you:At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. Mutual funds are popular because they give investors an automatic layer of diversification, offering investors a choice of funds from among the categories of stocks, bonds, balanced funds, and money market funds. com team members will personally. Our licensed annuity professionals are independent and are not captive or beholden to any particular insurance company. The Annuity Gator’s End Take on the Pacific Life Pacific Index Edge Fixed Indexed Annuity Where it works best: Although this annuity may not be the ideal option for everyone, it could be a good alternative if you are seeking the following features: The opportunity for higher growth than that of a regular fixed annuity productThe AccumuLock Indexed Annuity from Farm Bureau is no different. The Annuity Gator’s End Take on the Midland National MNL Guarantee Ultimate ll 5 Year Annuity Where it works best: This particular annuity will typically work the best for those who are looking for the following benefits: A short-term interest rate guarantee – in this case, five years; Safety of principal; Guaranteed lifetime incomeThe Annuity Gator’s End Take on the Securian MyPath Ascend 2. The opportunity for index-linked growth. A bonus of between 5% and 7% that can offer you growth – even in a down or flat market year. Annuity Gator prides itself on allowing consumers to search for the best products, provide users with in-depth reviews on annuities products and ultimately helps you make. The Annuity Gator. My name is Mike Kalisch, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. Independent annuity professionals provide honest advice, better products and personalized products for your situation. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. We’ve also been providing these. Despite the current volatility in the. 4,789 likes · 144 talking about this. Best, and an A- (Strong) from Standard & Poor’s. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. My name is Mark Shelby, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. This quiz takes about 30 seconds to fill out and will help you identify which type of annuity may be right for you. Since its inception, this company – which began as a family-owned entity in Lansing, Michigan – has grown into a multi-billion dollar insurance carrier. Which sounds really cool at first. Your personal info might be collected and sold to a random insurance. Annuity Gator is a trusted source of independent and transparent annuity guidance and recommendations. Your broker or plan administrator can set this up for you. They use a combination of. The Annuity Gator’s End Take on the American Legend III Fixed Indexed Annuity from Great American Where it works best: This annuity may work the best if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirementThe Annuity Gator’s End Take on the New York Life Guaranteed Future Income ll DIA Where this annuity may work best: The New York Life Guaranteed Future Income ll Deferred Income Annuity may be a good option for you if you: Anticipate a long lifespan; Will need retirement income in the extended future;Hidden costs and fund participation rate variances explained by Annuity Gator. At Annuity Gator, our focus is on educating consumers and financial advisors on how annuities work, and how they can be incorporated into a tax-advantaged savings and a retirement income plan. As of year-end 2018, American Equity. The surrender charges on the Allianz Life 360 Annuity run for ten years – which is actually quite a long time, even in the annuity arena. Given this, it is important to consider any annuity a long term financial endeavor. Hi Diane – I wanted to follow up with you again and let you know that we have completed our review of the ForeAccumulation ll annuity. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. Penn Mutual Insurance Company describes the Premier annuity as a type of retirement plan that includes the following benefits: Strong retirement savings growth potential. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. In addition, there is an annual service charge of $35, up to a maximum of $50. Hi Ken – Thank you for your comment. That being said, there are still some ways to determine whether or not to. For years, we’ve made the annuity comparison process easy and understandable – which in turn, can make the annuity buying process much less. But it will typically work the best for those who are seeking the following attributes:The Annuity Gator’s End Take on the Lincoln Impact Advantage Fixed Index Annuity Where it works best: Although this annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: The option for market index-linked growth; Protection of your principal; Guaranteed income in retirementWhile an annuity can provide you with a stable income source in retirement, not all annuities operate the same. The Annuity Gator’s End Take on the Mass Mutual RetireEase Choice QLAC Where it works best: Although the Mass Mutual RetireEase QLAC may not be right for everyone, this product could be a good option for those who: Are anticipating a long life; Require an income source later in life; Want to ensure that a spouse has guaranteed income later in. Where it works best: This annuity will generally work the best for those who are looking for: Safety of principal Slow but steady growth. And, if you choose the lifetime income option, this. He answered every question and never pushed for a sale. The Annuity Gator’s End Take on the Farm Bureau Select IV New Money 4 Multi-Year Guarantee Annuity Where this annuity works best: Just like all products, there can be some pros and cons, meaning that the item or service may work well for some, and not-so-well for others. This is because the contract will provide the. Featured. The minimum fee for this feature is . 35%. Annuity Gator is a team of experienced financial experts who are dedicated to helping you decode the complicated world of annuities. One thing not discussed in the report though is the real reason to use annuities (for some investors): to get a guaranteed lifetime income they cannot outlive . So, if you are still considering the. The Annuity Gator’s End Take on the Jackson National Elite Access Advisory Variable Annuity Where it works the best: For those who are seeking the opportunity for a higher rate of return; For those who have a higher tolerance for risk; Where it works the worst: If you have a low tolerance for risk; If you are seeking protection of principal The Axiom II annuity product also charges an annual mortality and expense fee (M&E) of 1. We can help you with the following three areas: 1). (The company also earned a #2 ranking by Wink for overall carrier, and a #10 ranking for MYGA annuities – in the independent. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. Buffer annuities allow you to take part in the growth of one or more underlying market indexes (such as the S&P 500), while at the same time keeping your account from incurring a set amount of loss. We met several times by phone and Zoom meetings, and he walked. David was extremely helpful from start to finish. Initially, he listened to understand my needs, wants, and fears. Annuity gator has educating videos and… Annuity gator has educating videos and articles for you to make decisions with out trying to sell you products, I was paired up with a wonderful money manager to talk with and go over several different plans for my wife and myself. Despite the current volatility in the. The Annuity Gator’s End Take on the Great American Index Summit 6 Annuity Where it works the best: If you want the opportunity for a higher return than a regular fixed annuity; If you have a higher risk tolerance; If you plan to use the guaranteed income feature; Where it works the worst: If you want principal protection for all funds in the. You can compare and research over 100 retirement annuities without meeting with a sales agent, and get personalized and customized strategies. Our team of experienced financial professionals is dedicated to doing the work of investigating the terms, fees, and costs of annuity investments being sold today and then explaining these complicated investments in a. Where it works best: For producing a reliable, “pension-like” guaranteed income stream. Once the rate guarantee period has elapsed, the annuity owner will usually have the option to re-invest for another pre-determined period of time (at a new rate of interest). ) By paying this fee, your money will grow or step-up in a separate account. Annuity Gator specializes in helping Americans financially prepare for retirement with the proper use of annuities and income planning strategies. 50% in Year 10, until they reach 0% in Year 11 and thereafter. At the 15 year mark, you would have received a total of $77,000, and at the 20-year mark, you would have received just over $103,000. The Annuity Gator’s End Take on the AXA Investment Edge Variable Annuity Where it works best: When considering the AXA Investment Edge annuity, it can oftentimes work the best in situations where an investor has already “maxed out” his or her employer-sponsored retirement plan and/or IRA accounts and still wants the ability to invest in. So, feel free to reach out to us by phone at (888) 440-2468 or via email by going to. These contributions are tax-deductible and they grow tax-deferred. As of year-end 2018, The State Life Insurance Company held roughly $8. In this case, the option with the compounding IAV rate of 6% will cost you an annual rider fee of 1%, while the Lifetime Income Benefit and. The Annuity Gator’s End Take on the Allianz 222 Annuity with Protected Income Value (PIV): Where it works best: For producing a reliable, “pension-like” guaranteed income stream / lifetime withdrawals (although there are other annuities with higher guaranteed income at this time) Annuity Gator pledges only to recommend annuities that are the right fit for your retirement funding and circumstances. In 2018, on top of the $18,000 regular limit to a 401 (k) plan, workers 50 and older can add an additional $6,000 per year in catch-up contributions. There are some other key features to consider with the. 75% to 6%, depending on your age and the income. The Annuity Gator’s End Take on the American General Power Advantage 10 Fixed Index Annuity Where it works best: This annuity will typically work the best for those who are seeking: Safety of principal; The opportunity for additional, index-linked growth; Guaranteed lifetime income in retirement; Where it works worst:Opening Thoughts on the Perspective II Variable Annuity. Date of experience: February 09, 2021The Annuity Gator’s End Take on the Prudential PruSecure Index Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of. With more than 58% of United Heritage’s overall. In reality, the only way to know if this annuity is a good fit for your specific situation is to have it tested. The Annuity Gator’s End Take on the Lincoln Financial MYGuarantee Plus Deferred Fixed Annuity Where it works the best: If you want to lock into a set interest rate (for a set period of time) If you want to ensure that your principal is safe; If. These updates include funds that have been merged into the annuity that was not previously available. We have been doing this for quite a few years now – far longer than our competitors. This annuity guarantees that these income payments will last for a specified period of time, or even for the remainder. It may take a couple of days to be placed on our site, so please check back later this week or early next to read over the information on this. With this annuity, there is an annual insurance charge of 0. We can be reached by phone at (888) 440-2468 and via email by going to our secure online contact form. Annuity Gator employs a team of experts who thoroughly research and analyze various annuity products available in the market. That’s where Annuity Gator comes in! At Annuity Gator, our primary mission is on educating consumers – as well as financial advisors – on how annuities work, and whether or not one may be the right choice. In other words, this product is a variable and index-linked annuity contract that provides for the accumulation of retirement savings, on a tax-deferred basis. (The. Retirement annuities (or RA’s) are a type of fund in terms of the Pension Funds Act in that they are tax-advantaged investment vehicles designed for individual investors (versus. The Annuity Gator’s End Take on the Sun America Polaris Variable Annuity Where it works best:According to the TIAA brochure, the Single Premium Immediate Annuity is a product that allows you to “build retirement income your way. For investors who have an amount of money they want to pass on to their family while avoiding the expense of probate. Annuity Gator is a website that helps you compare and choose annuities from different providers. My name is Mike Kalisch, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. Independent annuity professionals provide honest. Here, we strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. It is rated highly by the insurer rating agencies, with an A- (Excellent) from A. (Although up to $35 can be waived with net premiums paid or a policy value of $50,000 or more – and up to $50 can be waived if your policy value is $250,000 or more). But, if you are leaning towards the Northwestern Mutual Fee Based Select Variable Annuity, then it could be a viable option for you if you are seeking. This is applied as a percentage of the daily net assets of the variable sub-accounts. 20% for a single Life or 2. Despite the current volatility in the market and the low. 5 trillion in total customer assets, and services approximately 26 million individual customers for which it transacts more than 1/2 million. Like most “report cards,” this grade is on a scale of A through F – so at the moment, there are at least a few areas where Athene needs to do some work. My name is Robert ”Bob” Gardner. This annuity offers a unique advantage – particularly if the Income Aspect Income Rider is added, which can offer the power of a 10 percent simple interest crediting rate. So in this scenario, you would actually be guaranteed a rate of 4. Before purchasing any investment product be sure to do your own due diligence and consult a properly licensed professional should you have specific questions as they relate to. How to get guaranteed increasing income for the rest of your life. With that in mind, some of the key advantages to purchasing through Canvas Annuity could be: Convenience (the entire transaction can take place online) Low or no feesWelcome to Annuity Gator, your online portal to the most comprehensive, unbiased reviews of annuity products today. The Annuity Gator’s End Take on the SecureOption 9 Annuity from Minnesota Life/Securian Financial Group Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. The Annuity Gator’s End Take on the American Equity Choice 10 Fixed Index Annuity Where it works best: The bottom line on the Choice 10 is that this annuity may work the best for people who are looking for the. Fixed index annuities offer their holders a set amount of interest that is credited on an annual basis. 6%, with an account value of $110,000, which gives you an annual income for life of $5,160. 2. The company is highly rated through the insurer ratings agencies, which includes a (n): A- from A. At Annuity Gator we work for you, the investor, so our advice comes to you unbiased. According to the Jackson National Life Insurance Company brochure on the BonusMAX One annuity, this product is a flexible premium deferred fixed annuity that can provide you with the following benefits: Preservation of principal. My name is Mark Newman. 4 Comments . The Annuity Gator’s End Take on the Brighthouse Income Annuity While an immediate annuity may not be right for everyone, the Brighthouse Income Annuity could be a good option for you if you are seeking the following benefits: >A reliable income stream right away (or one that starts relatively soon after purchasing the annuity). We are a team of annuity and retirement income experts, and we can help you to compare your options and narrow down which – if any – annuity is right for you. As of year-end 2018, American Equity. 0 Variable Annuity Where the annuity works best: As a variable annuity, the Nationwide Life Destination Architect 2. At Annuity Gator, we take the frustration out of shopping for annuities. These indexes serve as benchmarks for market growth and determine the annuity’s returns during the contract term or term length. (Then, following the initial guaranteed option period, renewal interest rates. The Annuity Gator’s End Take on Canvas Annuity At Annuity Gator, we feel that annuities are good financial options – provided that they are purchased for the right reasons. The Annuity Gator’s End Take on the F&G Next Generation Accumulation Annuity – Power Accumulator Where it works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principalThe Annuity Gator’s End Take on the Midland National Life Paragon Plus 14 Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate. With our proprietary Annuity Software we can: Back-test the annuity against 50 years of previous stock market history. Throughout the years, this insurer has grown and expanded, both in terms of client base and assets under management. I received a thorough understanding which left me at ease with a clear mind. (This annuity has a 7-year surrender charge period). The Annuity Gator’s End Take on the Nationwide New Heights 9 Fixed Indexed Annuity Where it works the best: The Nationwide New Heights 9 fixed indexed annuity may be a viable financial option for you if you are looking for the following features: Protection of your principal; Potential for higher growth; A lifetime stream of guaranteed incomeThe Annuity Gator’s End Take on the Knights of Columbus Flexible Premium Annuity Where it works best: This annuity will typically work the best for those who are looking for: Safety of principal; Guaranteed lifetime income; Where it works the worst: This particular annuity may not be an ideal fit for you if you:The Annuity Gator’s End Take on the Northwestern Mutual Flexible Payment Variable Annuity – Account C Where this annuity works the best: For those who are looking for the opportunity to attain market-related growth; For those who are seeking lifetime income; For those who are seeking a way to diversify their assetsThe Annuity Gator’s End Take on the Delaware Life Target Income 10 Fixed Index Annuity Where it works best: Although this annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: The option for market index-linked growth; Protection of your principal – in any market conditionsThe Annuity Gator’s End Take on the Income Outlook Plus 5 Rider Where it works best: In the case of the Income Outlook Plus 5, it could be beneficial for those who: Plan to hold their annuity in the accumulation period for a longer period. Opening Thoughts on the Nationwide Trio Select Plus 1 Year Annuity. S. The Annuity Gator’s End Take on the American Equity Bonus Gold Fixed Indexed Annuity Where it works the best: This annuity may work the best for those who are looking for: Safety of principal; The opportunity for index-linked growth; Guaranteed lifetime income in. The company states that annuities are generally best for investors between ages 50-75 with at least $100,000 in retirement savings. We look forward to helping you create your retirement savings and income strategy. An annuity is designed to give you income. Annuity Gator, Cortaro, Arizona. Rather, it will simply be credit with 0% for that period. hondo55 . How Do Annuities Work; What is a Retirement Annuity? What is Annuity Income? Annuity Types. We have been at this for a number of years now, and quite a bit longer than any of our competitors out there – and because of that, we’ve become a known and trusted source of annuity information. The Annuity Gator’s End Take on the TIAA-CREF Intelligent Variable Annuity. The Annuity Gator’s End Take on the Upstream Life Secure Foundation Annuity Where this annuity could work best: Principal protection for a pre-set period of time – no matter what takes place in the stock market; Guaranteed lifetime income stream; Guaranteed interest rate protection (also for a specific period of time)The Annuity Gator’s End Take on the American Equity Guarantee 5 Multi-Year Guarantee Annuity Where this American Equity annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. For instance, the Better Business Bureau has given Athene an overall grade of C-. This annuity requires a minimum initial purchase payment of $25,000 with minimum subsequent premium payments of at least $1,000. Our annuity ranking software will help you compare the best annuities for retirement and recommend a customized annuity strategy, so you can get the most bang for your buck. Annuity Gator is an annuity marketplace, allowing customers to compare to annuities to find the best option. Where this annuity works the best: Considering all of this TIAA-CREF variable annuity’s pros and cons, it could be a good fit: For those who are looking for the opportunity to attain market-related growth. Fixed, variable, and indexed annuities all offer the opportunity to convert, or “annuitize”, and generate a stream of income for a set time period, or even for the remainder of your lifetime. At year-end, United Heritage Life Insurance held nearly $627 million in assets and nearly $71 million in capital and surplus. 21% and 1. The Annuity Gator’s End Take on the Jackson National Life Action Fixed Annuity. Just reach out to us by calling our annuity hotline at 888-440-2468 or fill out this confidential. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. 40%. In 2018, on top of the $18,000 regular limit to a 401 (k) plan, workers 50 and older can add an additional $6,000 per year in catch-up contributions. The Principal Financial Group (often simply referred to as The Principal) is a global financial investment management leader that is headquartered in Des Moines, Iowa. Downside protection. ”. The Annuity Gator’s End Take on the Index Advantage Annuity from Allianz Life Where it works the best: For accumulating funds, without the risk of a catastrophic loss to the contract value For adding money to a tax-advantaged account – especially if other options such as an IRA and/or employer-sponsored retirement plan has been maxed out. product was identified and information sent. The Annuity Gator’s End Take on the Guggenheim Preserve 9 Year Multi-Year Guarantee Annuity Where this annuity works best: While the Guggenheim Life Preserve 9 Year Multi-Year Guarantee annuity may not be right for everyone, it could be a good option for those who are seeking the following benefits:The Annuity Gator’s End Take on the VALIC Power Index Elite Fixed Indexed Annuity Where it works the best: As an index-linked deferred fixed annuity, the VALIC Power Index Elite annuity could be a good fit for those who: Have taken early retirement and received a lump sum distribution;Learn More About Me. After waiting 20 minutes, I called in to inquire what was going on, and then about 1/2 hour later, Brian called acting as if nothing were wrong. At Annuity Gator, we can help you to narrow down which annuity is right for you – if. The smart way to get honest annuity guidance. As of mid-2019, Equitable had more than $952 million in admitted assets, which is a 96% increase from just one year prior. The Annuity Gator’s End Take on the Fidelity & Guaranty FG Guarantee Platinum 7 MYGA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that. Despite the current volatility in the market and the low. So, if you would like to learn more, feel free to contact us at (888) 440-2468 , or send us an email by going to our secure online form . The Annuity Gator’s End Take on the Great American Landmark 3 Fixed Index Annuity Where it works the best: Although this annuity comes with a number of nice benefits, it will typically work the best for those who are seeking the. com Visit this website Write a review 4. Feel free to contact us directly by phone at (888) 440-2468 and chat with one of our annuity specialists. send a question. M. The growth component of a Protected Growth Annuity is tied directly to market indexes like NASDAQ, DOW, and S&P 500. Annuity Basics. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. Best and a Long-Term Issuer Credit Rating of bbb+. You can reach us by phone at (888) 440-2468, or you can send us an email via our secure online contact form. The F&G Dynamic Accumulator annuity is actually an offshoot of the basic fixed indexed annuity. Welcome. So, if you would like more details, feel free to set up a time to chat with an Annuity Gator retirement income expert. These fees include an annual contract maintenance. At Annuity Gator, we are a team of experienced financial and annuity professionals who specialize in providing in-depth, and unbiased, annuity reviews on the Internet. This annuity is available to applicants who are up to age 85, and the annuity allows a minimum premium of $5,000 and a maximum of $500,000. | We simplify the way annuities are. My name is Andrew Wallop. At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. If you would like to see what is possible for you in terms of generating retirement income, based on your intended retirement age, feel free to contact the specialists at Annuity Gator by calling (888) 440-2468 or by. Learn More About Me. If you’re still considering the Safe Haven 5 annuity from Atlantic Coast Life Insurance. These begin in Year 1 at 9%, and they gradually grade down to . Overall, given the low return that the Allianz 222 annuity has produced of. 0 if you: Own, or plan to purchase, an associated Prudential Premier variable annuity; Are looking for a way to attain guaranteed income for your life, no matter how long that may be American Equity Investment Life Insurance Company, the parent company of Eagle Life Insurance Company, has a strong financial footing, with more than $53 billion in assets. And, because of the in-depth reviews that we provide, we have become a highly. Our annuity experts are also available to answer any of the question or concerns that you. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. The insurance company that offers the annuity that you select will then compensate us for helping you find the right annuity. Annuity Gator helps people research and compare annuities with free information and advice from licensed professionals. My name is Ryan McNeill. As with most other annuities, the Indexed Annuity II from Protective will also charge a surrender fee if you withdraw more than 10% of the annuity’s contract value within the surrender period. 2 Living Benefit Rider The Transamerica Income Edge 1. 85% and 0. The Annuity Gator’s End Take on the Prudential HDLI v3. As a source of guaranteed income delivered by a. For instance, this annuity has ten years of back-end surrender charges. The fees that are paid for an annuity are absorbed by the dividends they pay and are only apparent if you go looking for them. Annuities are a unique. Annuity Gator connects its customers to a wide range of annuity providers. The Protective Smart Saver 4 annuity is described as a limited flexible premium deferred fixed annuity. As a source of guaranteed income delivered by a reliable company. Here you’ll find resources to help you retire with confidence. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. My name is Matthew Taub. Guaranteed income throughout retirement. The Annuity Gator Blog: Annuities. An accumulation vehicle for someone who needs access to their money. Annual withdrawals of 3. The Annuity Gator’s End Take on the Lincoln ChoicePlus Assurance Variable Annuity Where it works best: For investors who have a high tolerance for risk. Annual withdrawals of 3. Annuities Explained. With more than $9. Pacific Life has been helping clients to grow and protect wealth for nearly a century and a half. Each annuity review is written with the goal of publishing the most complete, unbiased annuity reviews available on the World Wide Web today. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. After researching a 60 and 115% fund index rates I noticed that after the initial period of 12 to 24. 6:01 AM, 22 March 2019 . The Annuity Gator’s End Take on the Athene Income Select Bonus Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth; Safety of principal; A long-term commitment to the product;How the Solutions MYG 6 Annuity is Described. For instance, if you own or plan to purchase an annuity, you may be able to add additional benefits or guarantees by way of “riders”. Annuity Gator provides in-depth education about annuities to consumers and financial professionals, making these complex financial vehicles much easier to understand. The Annuity Gator’s End Take on the American National Strategy Index Annuity Plus 10 Where it works the best: This particular annuity will generally work the best if you are looking for: The opportunity to obtain a higher rate. 70% for joint life (both you and your spouse. This annuity tracks the S&P 500 index. Annuity details can be somewhat cumbersome to digest. The Annuity Gator’s End Take on the Lincoln Life OptiBlend 5 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: Safety of principal The opportunity for index-linked growth Guaranteed lifetime income in. The Annuity Gator’s End Take on the Prudential Premier Retirement B HDI v3. ) By paying this fee, your money will grow or step-up in a separate account. The Jackson National Perspective II variable annuity has had its ups and downs throughout the years. M. Where this annuity works the best: Considering all of this TIAA-CREF variable annuity’s pros and cons, it could be a good fit: For those. Balanced safety and growth. Despite the current volatility in the. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. For instance, this annuity has ten years of back-end surrender charges. 50% in Year 10, until they reach 0% in Year 11 and thereafter. Based in Boston, this large financial services company holds (as of September 30, 2017) roughly $6. At Annuity Gator, we specialize in helping people understand annuities and how these financial vehicles can help to supplement retirement income. According to the Allianz Endurance Plus Annuity Product Profile [/desktoponly] Thereafter. Identify the long-term impact of your annuity fees (on your annual returns, initial deposit, and income). The Annuity Gator’s End Take on the Ultra-Premier 7 Annuity from United of Omaha Where it works best: While this particular annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: Guaranteed growth for a set period of time (in this case, for 7 full years)Annuity Gator is made up of a team of annuity and retirement income planning experts. With a retirement annuity, you can grow your savings on a tax-deferred basis. The opportunity for additional, index-linked. My name is Ryan Smith, and I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. The Annuity Gator’s End Take on the Guarantee Income Life Insurance Company’s FlexPlus 5 Deferred Annuity Where this annuity works best: While this annuity may not be right for everyone, it could be a good alternative for those who are seeking the following benefits: Guaranteed growth; Protection of principal; Lifetime income in retirementGet free annuity feedback and guidance instantly without having to talk to a high-pressure sales agent. The company is not an annuities broker and it’s not an insurance company. Annuity Gator exclusively works with a select group of vetted, independent advisors that specialize in delivering sound retirement planning strategies and unbiased annuity. The Annuity Gator’s End Take on the Nationwide INCOME Promise Select Annuity Even though an immediate annuity isn’t the right option for everyone, there are some scenarios where it could fit in quite nicely. And, this money doesn’t necessarily have to be your hard-earned retirement savings. The Annuity Gator’s End Take on the Atlantic Coast Life Safe Haven 5 Annuity Where this annuity works best: Just like all products, there can be some pros and cons, meaning that the item or service may work well for some, and not-so-well for others. Despite the current volatility in the market and the elevated. That is because you can count on a set amount of income for as long as you need it – no matter how long that may be. Read customer reviews of their agents, products, and services on Trustpilot. Best, The Annuity Gator P. 0 Fixed Index Annuity with Income Rider 1: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal The Annuity Gator Podcast “Our podcast features ideas, tips and tricks to help you achieve your dream retirement. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. How EMC National Life Describes the Single Premium Annuity. This annuity offers a unique advantage – particularly if the Income Aspect Income Rider is added, which can offer the power of a 10 percent simple interest crediting rate. This annuity is designed to provide the potential for growth, without the risks that are associated with investing in the stock market. Here at Annuity Gator, we publish the most comprehensive independent annuity reviews online and have been doing it longer than many of the copycat annuity review websites you see now. Beware of these annuity websites. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. 20% for a single Life or 2. Fisher is spot on in sharing the importance of keeping costs low. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. 00%. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. My name is Brian Greco. Best, and an A- (Strong) from Standard & Poor’s. However, the fine points and pitfalls of the annuity suggested were not fully explained. Annuity Gator educates investors on the benefits and advantages of choosing to invest in annuities. My name is Terry Ciotti, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. The Annuity Gator’s End Take on the Security Benefit ClearLine Fixed Index Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity Safety of principal Lifetime incomeHow USAA Describes the EGA Annuity. The Annuity Gator’s End Take on the Athene Ascent Accumulator 10 Fixed Indexed Annuity Where it works the best: This annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the stock market; The opportunity for index-linked growth, as versus just a set (low) rate of return The Annuity Gator’s End Take on the EquiTrust Certainty Select Multi-Year Guarantee Annuity Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. 0 if you: Own, or plan to purchase, an associated Prudential Premier variable annuity; Are looking for a way to attain guaranteed income for your life, no matter how long that may be;American Equity Investment Life Insurance Company, the parent company of Eagle Life Insurance Company, has a strong financial footing, with more than $53 billion in assets. As with other annuities, you can “annuitize,” (convert over to an income stream) the 6-year Protected Advantage annuity and. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. The Annuity Gator’s End Take on the Guggenheim Highlander Fixed Indexed Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime income – with income guarantee The Annuity Gator’s End Take on the MassMutual RetireEase Immediate Fixed Income Annuity Where it works the best: While immediate annuities are definitely not the ideal solution for everyone’s needs, this product could fare well for you if you are seeking: The traditional way to get an income from a stock and bond portfolio is to make automatic withdrawals. product was identified and. Guaranteed lifetime income in retirement. 35% respectively. So, a fixed index. So, if you would like to set up a time to talk with an Annuity Gator retirement income expert, feel free to contact us by phone at (888) 440-2468 or via email, through our secure online contact form. The Annuity Gator’s End Take on Canvas Annuity At Annuity Gator, we feel that annuities are good financial options – provided that they are purchased for the right reasons. The Solutions MYG6 annuity is described as a multi-year guarantee annuity (MYGA) that provides a guaranteed interest rate period of six years. Buffer annuities allow you to take part in the growth of one or more underlying market indexes (such as the S&P 500), while at the same time keeping your account from incurring a set amount of loss. Barclays U. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up all over the. Annuities are a highly unique. Initial contact was expedient. | Read 141-160 Reviews out of 3431 review US Feb 5, 2021 Invited Hidden costs and fund participation rate variances explained by Annuity Gator Initial contact was expedient. Where it works best: For producing a reliable, “pension-like” guaranteed income stream. We can also help you to narrow down the annuity (or annuities) that could work for your particular retirement and other financial objectives. com team members will personally. Our primary focus is on helping consumers and financial advisors to better understand how these products work, and where annuities may or may not fit in the overall planning process. M. This annuity offers an initial rate guarantee of four years that begins on the issue date of the annuity contract. Slow but steady growth over time. The Annuity Gator’s End Take on the Eagle Life Select 10 Fixed Indexed Annuity Where it works the best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth as versus a regular fixed annuity; Safety of principal; Guaranteed lifetime income We also created an online annuity quiz that over 10,000 people have taken. What's the biggest question that you have about annuities? *. The amount of this charge will depend on the interest rate guarantee that is chosen – either a 5-year, 7-year, or 10-year. What’s Included In This Annuity Ranking Report This Annuity Ranking Report was created using our up-to-date computer models to evaluate hundreds of annuities of all shapes and sizes. You could also be subject to an annual maintenance fee of either $50 or 2% of the account value – whichever amount is less. This charge starts out at 7% in Year 1, and it gradually grades down to 1% in Year 7, until it eventually reaches 0% in Year 8 and beyond. Guaranteed lifetime income stream.